Appraisal services for Essex Junction and Chittenden County homeowners
The top 7 reasons why Vermont homeowners use Abbott & Dartt Appraisal Svc:
We at Abbott & Dartt Appraisal Svc understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Abbott & Dartt Appraisal Svc will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Challenging property tax assessmentsYour local tax assessor may have your house overvalued if your home is not appreciating as much as other homes nearby. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from Abbott & Dartt Appraisal Svc is your perfect weapon.
Need to remove PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Abbott & Dartt Appraisal Svc is qualified in helping people just like you abolish unnecessary PMI insurance.
Was your HELOC recently frozen?If your home is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Abbott & Dartt Appraisal Svc can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.